As you start to save and increase your income, one of the most important steps you can take is investing your money. Many people struggle to know what to invest in besides the stock market. Granted, the choices are vast and can be quite confusing.

However, if you want to ensure a healthy financial future, ensure your family’s finances are secure and live comfortably in your golden years — investing is an absolute must!

And although there is always some risk with any investing…

It’s best to pick one airline that you can frequently fly from your home airport. Signing up is the easy part, but accumulating miles takes time. When you spread yourself across a few airlines, you spread those miles across various airline programs as well (typically, you cannot combine miles from different airlines).

Sticking with one airline when possible is the best way to accumulate miles fast.

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How many times have you dragged yourself to the car to go grocery shopping? Yep, we get it. Grocery shopping is one of those chores that very few people enjoy. It’s a love it or hate it scenario. The thing is, you might not have a problem with actually shopping, it’s just finding the time to do it! That’s why people have turned to grocery delivery services and meal delivery services – to make their lives easier.

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I can’t tell you the number of times that I’ve gone shopping in India and come home with what I think is a great deal (i.e. I spend 11 dollars on a hand-carved stone elephant) and my aunts and cousins are immediately like “you overpaid!”

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The issue with being a foreigner is that you’re a target for scams and cheats. While at the end of…