An individual retirement account (IRA) is a strategic way to manage your money and prepare for the future. Traditional and Roth IRAs help you save up for retirement and grow a nice nest egg. However, contributing to retirement accounts can be tricky.

These tax-advantaged accounts have strict limitations and putting more money into the account than you are allowed to could lead to some penalties.…

Most people these days are looking for ways to save money on healthcare. After all, medical costs have done nothing but go up in recent decades, and many are feeling the squeeze, especially without insurance. Even with insurance, costs can still put a burden on your wallet. Many insurance plans have high deductibles to offset low premiums, and this means that you have to spend a lot out of your own pocket before your insurance benefits kick in.…

There’s no question that healthcare premiums have gone up in recent decades. In particular, health insurance premiums have seen a sharp uptick in the last 10 years compared to the rate of increase observed at any time in recent history.

According to some healthcare surveys, while rate increases hovered around 2% in 2020, experts predict that rates could increase as much as 5% by the end of 2022. This represents a big shift in…

There’s no question that medical expenses take a big chunk out of most people’s budgets these days. Even simple doctors visits can run into the hundreds of dollars, and comprehensive care for hospital stays can be much, much more. While insurance can be useful in offsetting the cost of healthcare expenses, private insurance doesn’t cover all medical expenses.

For example, over-the-counter medications are generally not…

Running a business of any size can be difficult, especially with how fast the digital economy moves these days. You already have a lot on your mind, and managing benefits is often just one more thing to worry about. This becomes particularly challenging when you have a large workforce that is spread out across the country or even the world. Different states and countries have different laws and regulations, and keeping up with everything can be a chore.…

It’s no secret that child care is expensive. If you’re looking for ways to stretch your budget to cover the cost of child care, a dependent care FSA can help.

What is a dependent care FSA?

A dependent care FSA is a pre-tax benefit account you can use to pay for eligible dependent care services. For example, you can use the funds to pay for preschool, daycare, summer camp, and…

Sometimes, life just isn't fair. Despite lifelong saving and careful planning, the universe can throw a monkey wrench into your long-term security read more

Planning for long-term care isn’t something that most people like to think about, but failing to plan for the potential need for long-term care can lead to some difficult consequences. The fact is that, as life expectancy continues to grow in the United States, more and more people are going to need long-term care.

This type of care may be provided in a nursing home, a traditional hospital or at home, and it may last months,…

When considering any type of investment, including real estate, it’s important to have a plan and do your research. Research for real estate investment opportunities may seem simple enough on the surface, but there’s more to finding a worthwhile property than just looking for homes in a nice area. Instead, you’re encouraged to dive deeper and analyze cap rates in real estate properties under your consideration. Taking this additional step is just one of many…

A kitchen renovation can easily break your budget. Follow these tips to save on your kitchen remodel read more

Saving for the future is easier when you take advantage of the benefits that a health savings account provides. Your tax-free investments earn interest the longer they stay in the account, and you can use the money without having to pay taxes on it as long as you spend it on IRS-approved health care items and services. This HSA account FAQ can help you determine who is covered when you need to pay a health expense.…

A fourplex is made up of four units. Buying a fourplex is a wise investment because it continues to bring in money. There are some things you will need to do to make this happen. Here are the steps you need to take if you are wondering how to get a loan for a fourplex.

The Benefits of Purchasing a Fourplex for Rental Income

The benefits to purchasing a fourplex to generate…

Investing in real estate is one of the best and quickest ways to build personal wealth. If you want to get started, there are a few essential tools you’ll need to get started first. According to experts, here are some of the best real estate investing resources you’ll need to be successful.

Knowledge of financial concepts and formulas

Before you begin your real estate…

The methods for analyzing the value of a real estate investment are analogous to those used in the fundamental analysis of stocks. Because real estate investment is typically not a short-term trade, analyzing the cash flow, and the subsequent rate of return, is critical to achieving the goal of making profitable investments read more

Do you remember the U.S. Department of Agriculture's food pyramid? Designed to help us all set healthy dietary priorities, the pyramid, debuting in 1992, urged us to indulge sparingly in fats. Meanwhile, bring on the carbs: Pasta, rice, bread, and cereal made up the bottom of the pyramid graphic, with a recommended six to 11 servings per day read…

The financial benefits offered by a health savings account are tremendous, so you understandably want to maximize those benefits. Are you wondering, "Can I only have one health savings account for my family?" Generally, the rule is one account per qualified individual, but there are some nuances that you need to know about. "Looking health savings account for my family" visit this website.…

There's no denying that real estate is brimming with opportunity. It's one of the smartest ways to invest your money and set yourself up for a more secure future. All that said, it's also a dynamic industry that continues to evolve at every turn.

Whether you're a newbie or an investor who wants to ensure they don't get left in the dust, here are some ways to expand your real estate knowledge and learn all that you can about…

What's the most important thing to look for in real estate? While location is always a key consideration, there are numerous other factors that help determine if an investment is right for you. Here's a look at some of the most important things to consider if you plan to invest in the real estate market read more

If you're like an estimated 86 percent of Americans, you probably take vitamins regularly. Supplement usage has skyrocketed in recent years as more people attempt to take a proactive approach to their health. If you would like to know about how to calculate HSA tax savings, visit this website.

There's tons of information out there about HSA coverage, contribution…

The thought of beginning to invest in multifamily properties is a daunting one, but there are many financial benefits of doing so and many industry experts out there who provide coaching and mentorship services.

But how do you find the best apartment investing coach? And how do you know what to look for?

Here are three tips for finding the right apartment investing coach for you:…