In order to avoid gaps in insurance, all activities in connection with the operation of an internet-based retail and service company (web shop / online shop) are insured. Therefore, the following list is only an example. For example, online trading is insured with
• Clothing such as clothing, shoes, bags in general
• Electronic items such as televisions, computers, notebooks
• Sporting goods such as leisure equipment, sportswear
• Entertainment items such as DVDs, Blu-Rays, books, magazines
• Furnishings such as furniture or lamps
• Household appliances such as washing machines, kitchen appliances
• Animal accessories such as leashes, blankets, bowls
• Jewelry watches
• Tickets for events, events
• Tool
What is the coverage / sum insured for the webshop insurance?
In the basic protection you can select a coverage / sum insured between 100,000$ and 3 million $ for financial loss liability insurance in the premium calculator and conclude it online.
The office and public liability insurance offers you insurance sums between 2 million$ and 5 million$ to choose from.
For the optional additional modules External Liability Insurance, fidelity & fraud, data protection & cyber internal damage cover and cyber business interruption & extortion, you can select lower insurance sums based on your needs.
Note: These sums insured are maximized 3 times. Three times the sum insured is available to you for all claims in an insurance year.
Higher sums insured with pleasure. If necessary, a customer advisor can also offer you higher sums insured individually. To find the best solution for your personal situation, please contact us for e-commerce insurance quote.
What does the online shop insurance cost?
With the premium calculator on exali.de you can calculate the costs for the web shop insurance individually according to your specifications. In particular, the following information plays a role:
• Annual net sales for the last 12 months
• Fact if you start-ups: in or a startup company are
• Selected sum insured for financial loss liability
• Selected sum insured for public liability and possibly product liability
• Selection of up to four optional additional modules
• Contract duration one year or three years
What are the benefits of Public Liability Insurance
We recommend a special office and business liability e-commerce insurance to cover personal injury and property damage as well as any consequential damage resulting from the operation of the web shop.
The public liability insurance is, like the financial loss liability.
Some examples of insured risks in public liability insurance:
• Damage to rented property to rented office space;
• Key damage due to the loss of someone else’s keys or code cards;
• Personal injury and property damage on business trips or trade fairs (worldwide);
• Damage caused by aerial drones up to 5 kg including camera (in professional use);
• Damage to custody (rented, leased, leased or borrowed foreign objects for up to 6 months);
• Damage from environmental liability.