As a beginner, saving your money could seem like a hard nut to crack. However, knowing the right steps to take will ease the burden off your shoulders as you work towards reaching your financial goals. 

If you are looking to start saving for the future, this article will guide you on the step-by-step procedures you need to take.

1. Create a budget

First, analyze your income and expenses, then create a budget that suits your needs. The 50-30-20 budget rule is a simple…

Are you able to keep track of every amount that goes in and out of your account? Do you find yourself living from paycheck to paycheck and unable to save money?

The truth is, most of us are unaware of how much we need to live comfortably each month and this could lead to stress when paying bills. To manage your money effectively, creating and sticking to a budget is essential, and a zero-based budget will help you account for every single kobo you earn or spend.

In simple…

Are you able to keep track of every amount that goes in and out of your account? Do you find yourself living from paycheck to paycheck and unable to save money?

The truth is, most of us are unaware of how much we need to live comfortably each month and this could lead to stress when paying bills. To manage your money effectively, creating and sticking to a budget is essential, and a zero-based budget will help you account for every single kobo you earn or spend.

In simple…