Large early surrender and switching rates testify to the fact that financial products tend to be chosen for their short term performance rather than the long term suitability in a life plan.

However, people are beginning to see through this and I was frequently gratified by just how many of my clients appreciated their portfolios being structured round what we term the Cascade, which recognises the professionals and cons of the primary financial asset classes and allocates cash…

Great early surrender and switching rates testify to the fact that financial products have a tendency to be chosen for his or her short term performance rather than the long term suitability in a life plan.

However, people are realizing through this and I was often gratified by just how many of my clients valued their portfolios being structured round what we term the Cascade, which recognises the professionals and negatives of the primary financial asset classes and allocates money…