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How Legalization Can Result in More Affordable Cannabis Options.

Posted by Harry on September 28, 2023 at 7:19am 0 Comments

Pot is a subject of raising fascination, especially because the move towards decriminalization and legalization in many countries worldwide. With one of these changes in legitimate status, the financial landscape for cannabis has changed significantly. One specially fascinating part is the emergence of a market for inexpensive or low-cost cannabis. Here, we explore to the difficulties and implications of this market segment.

1. Factors Influencing the Cost of Pot

The… Continue

Vitamin DEE Male Enhancement Gummies Australia

Posted by Robert on September 28, 2023 at 7:19am 0 Comments

Vitamin DEE Male Enhancement Gummies Australia Reviews : Even though your sexual life is a mess right now, it may still be possible to fix it. If you eat these sweets every day for at least a month, you may find that your sexual performance has gotten much better.

What is Vitamin DEE Male Enhancement Gummies Australia?

Vitamin DEE Male Enhancement Gummies Australia is an all-natural dietary product with a unique mix of ingredients that work together to improve… Continue

Look around and you’d see a digital-era gold rush. There’s hype about cryptocurrencies, NFTs and GameStop-gate, not to mention the continued rise of the stock market, which many are watching through their Robinhood apps. Although some people will amass wealth through these assets, there is another form of investing that’s piqued my interest as of late.

In researching different ways to build wealth, I was struck by the opportunities VC and angel investors have for not only generating returns but also shaping the future.

The average stock market investor is only picking from companies that are publicly traded. But VCs and angels who invest at earlier stages have the chance to help a company reach an exchange in the first place. They can fund ventures with innovative ideas that other investors might not see and back companies created by underrepresented founders in the startup world.
If you’re looking to help shape the future of an industry and our economy, as well as build wealth, investing in startups is an actionable — albeit highly volatile — way to achieve your goal.

One issue, however, is access.As is often the case in wealth building, it takes money to make money. Angel investors are generally required to be “accredited investors.” For decades, the threshold for being accredited in the U.S. meant you needed either a net worth of $1 million, excluding a primary residence, or an individual income of at least $200,000 in each of the two most recent years ($300,000 for those filing jointly). In December 2020, the SEC expanded the definition to allow “natural persons to qualify as accredited investors based on certain professional certifications, designations or credentials or other credentials issued by an accredited educational institution, which the Commission may designate from time to time by order.”

However, there is a discussion about whether the net worth and income requirements are too low for today’s climate. One angel told me she felt these were too low for those in expensive cities because one would need to invest more to be adequately diversified. She’d prefer to see $5 million as the net worth minimum.

Here’s the rationale. A 2017 survey found the median investment by an American angel was $25,000 per round to a single company. Now, let’s say you need to invest in at least 10 companies to be a diversified angel investor. That’d be a quarter-of-a-million dollars, which could mean 25% of someone’s net worth. Considering the volatility of the investments, even when properly diversified, that’s entirely too much risk. The prevailing rule of thumb is to not have more than 5% of your portfolio in speculative investments.

But although it makes sense to ensure investors are property diversified, this cap is incredibly restrictive. Demanding a $5 million or even $1 million net worth effectively blocks people from what can be impactful wealth building opportunities.

Fortunately, things are changing. Much like fractional shares changed the ability to invest in stocks, technology is opening up more opportunities for individuals to take advantage of angel investing. Enter equity crowdfunding.

Plenty of millennials are familiar with crowdfunding via platforms like GoFundMe or Kickstarter, where people ask for money to start a business or help with unexpected expenses, and funders donate without expecting any ownership in the project or repayment. Equity crowdfunding operates along a similar principle in that you pool your money with anonymous strangers on the Internet, but in this case it’s to fund a company.

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