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How to Start an OTT Platform

Posted by georgepalm on September 18, 2024 at 3:43pm 0 Comments

Entertainment plays a critical role in today’s age. As technology is budding with its core technology innovation streaming platforms like Amazon, Hotstar or Netflix create a vast impact in delivering plenty of media content. As a result of this, audiences are amazed to access movies, games, tv shows, etc anytime in any part of the world.



The growing revenue in the OTT video streaming domain. As Insider Intelligence’s report states, OTT video subscription revenues are expected to… Continue

Rundhalsausschnitte mit halblangen Ärmeln können eine dünne Braut

Posted by oesare on September 18, 2024 at 3:39pm 0 Comments

Der einfache, aber universell schmeichelhafte U-Boot- oder Rundhalsausschnitt passt zu fast jeder Körperform. Die Tiefe dieses Ausschnitts kann von hoch bis tief reichen und seine Wirkung variiert dementsprechend. Der U-Boot-Ausschnitt hat eine natürlich abgerundete Form und kann, je nach den gewählten Maßen, die Körpermerkmale der Braut betonen. Während ein tief ausgeschnittener U-Boot-Ausschnitt die Aufmerksamkeit auf die wohlgeformten Schlüsselbeine und den Hals lenkt, verdeckt ein hoher… Continue

Small Business Digital Marketing: Proven Strategies to Drive Success

Posted by JerryBerry on September 18, 2024 at 3:23pm 0 Comments

In the digital age, online marketing is crucial for small businesses looking to grow and compete. With limited resources, it’s essential to focus on strategies that yield the best results. effective online marketing Here are some effective online marketing tips that every small business should consider.



1. Know Your Target Audience

Define Your Buyer Personas

Understanding your… Continue
COBRA stands for Consolidated Omnibus Budget Reconciliation Act. It is related to the health insurance program that brings certain privileges for employees, so that they can continue benefits of their health insurance after losing jobs or/and, at time of reduction in their work hours.

Cobra health insurance eligibility
As per the Centers for Medicare and Medicaid Services (CMS), COBRA amended the Public Health Service Act, the Internal Revenue Code, and the Employee Retirement Income Security Act (ERISA), to require employers with 20 or more employees, to provide temporary continuation of group health coverage in certain situations, where it would otherwise be terminated.

It is important to note that COBRA coverage begins with a qualifying event that “would cause an individual to lose health coverage under a group health plan.” The beneficiary is required to pay premiums on time to ensure the continuation of COBRA.

Understanding COBRA
COBRA is a complicated insurance plan with many aspects and guidelines involved in its design. Therefore one must understand its benefits and eligibility criterias to avoid any confusion.

1. Qualifying Events

Some of the qualifying events triggering COBRA may include:

Voluntary or involuntary termination of an employee’s employment (unless it is for some misconduct)
Reduction in employee’s working hours (for example, from full to part-time)
A covered spouse’s divorce or legal separation from an employee
Death of a covered employee
A covered dependent’s change in status
2. Eligible Employees/Beneficiaries
Employees covered by a group health plan on the day before a “qualifying event” are entitled to COBRA continuation coverage plan. Depending on the qualifying events, the following individuals may be eligible for COBRA:

A covered employee (a term that includes active employees, terminated employees, and retirees)
A covered employee’s spouse and dependent children
Any child born to or placed for adoption with a covered employee during the period of COBRA coverage
Agents
Directors of the employer
For public sector group health plans, political appointees and elected officials
Independent contractors and their employees
Self-employed individuals
3. The coverage Period for Covered Employees
The length of COBRA coverage depends on two factors—regularity in the payment of premiums and type of qualifying event. Depending on these two factors, the coverage of COBRA is:

18 months—the qualifying event is the voluntary or involuntary termination of employment including retirement and reduction in employee’s working hours
36 months—the qualifying
4. Benefits Covered under COBRA

Alcohol and substance abuse plans
Dental plans
Health care plans
Hearing plans
Vision plans
Medical spending accounts
Mental health plans
Prescription drug plans
The benefits of COBRA insurance plans are not provided to people with disability insurance, life insurance, retirement plans, and vacation plans.

5. COBRA for Disabled Individuals
Disables individuals and their dependant family members are qualified beneficiaries for COBRA. They are eligible for up to an 11-month extension of COBRA continuation coverage, for a total of 29 months. However, the 11-month COBRA extension law tends to get complicated with additional eligibility criteria. It is important to note that the – “disability must begin within the first 60 days of COBRA coverage, the determination under title II or XVI can be issued any time during the 18-month period of COBRA coverage that began with the qualifying event.

Therefore, COBRA is really important to understand lately, especially during COVID-19, when the world is witnessing this global pandemic at one hand, and concurrently suffering from loss in overall revenue and manpower of the health care industry at other hand. Along with awareness, COBRA will ensure the continuation of your medical benefits during testing times.

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