How to enable direct deposit on Netspend? It is worth noting that the process to set up the direct deposit on Netspend is all about finding and sharing Netspend routing number and bank details with the employer, IRS or any payment issuer. To find your routing number there are three way one of them to call customer service, second is to login Online Account Center and third is type Direct and send it to 22622 and you will get your routing number in return.