With the rapid development of the times, people's living standards are gradually improving, online mobile payment has almost become a rarity, and our lives have long been inextricably linked, particularly in the larger first and second-tier cities, but also directly to a cashless lifestyle. So, is online payment beneficial or detrimental? The following are my personal opinions.

Cash

A, the benefits of online payment

The advantages of online payment are primarily online payment gateway providersreflected in the convenience, speed, and security of several aspects; it does not need to go out again like ten years ago, bringing a large pile of cash, which is both unsafe and more trouble, especially in a hurry when it is easy to find the wrong money, and may even receive counterfeit money to cause certain losses. And now, with online mobile payment, when you see something you want to buy, simply pull out your phone and a sweep can be completed, both to help our consumers and sellers improve efficiency.

Payment via mobile device

In addition to the state's and government's strong support, our daily food, clothing, housing, and transportation are integrated in the online payment platform, so you can easily pay for water, electricity, gas, phone bills, etc. without having to go out, which is very suitable for the elderly who have inconvenient legs at home, and even dinner, medicine, and taxi can now be done on the phone with one click, which truly enriches our lives and brings great convenience.

Second, consider the disadvantages of online payment.

There are numerous benefits to using online payment; however, there are some drawbacks. It is easy for people to lose sight of the concept of consumption, particularly among underage teenagers; online payment is simply a collection of numbers; spending money is a digital change process; and as a result, they have inadvertently developed large spending habits. Underage students with parents cell phone games, bounty hosts tens of thousands of dollars, and he himself did not know that spent so much of his parents' hard-earned money, think about the small black childhood from the family took 50 cents on the father beat up, imagine how hard it is to make money, now out to make money is to feel how hard it is to make money.

To pay, simply swipe your face.

Furthermore, some unscrupulous elements will be able to exploit the loopholes, such as the two years of frequent telecommunications fraud, social software fraud, theft of merchants QR code, enterprises, businesses use online payment to play the ball, seeking benefits and other things, that is, to consumers to bring certain losses, but also to the people's police in handling the case to increase the difficulty.

In general, the emergence of online payment continues to bring a lot of convenience to our lives, but everything has two sides, and the trade-off between the pros and cons is in people's minds. I believe that in the future, online payment will develop better and better, the system will be more and more perfect, bringing more portability to our lives.

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