Apply for instant loans and achieve your dreams the way you want. Whether it is wedding expenses, unforeseen medical bills, funding your dream vacation, or renovating your home; instant loans help you meet easily all diverse financial needs at the minimum personal loan interest rates starting from 10.25%. We have also made it extremely easy with a paperless and hassle-free application process.

One of the major benefits associated with an instant personal loan is that you do not have to pledge any collateral for your loan. It is an unsecured loan; all is required a good credit score, which is 750, or above.

The online loan application process is much easier, one can download the Loan app or website to get access to an online loan.

Instant Personal loan application comes with quick approval, one can easily make all their wishes come true in the blink of an eye.

Get to know here personal loan eligibility criteria

• The minimum age to apply for a personal loan is 21years and the maximum ranges between 18-21 years.
• Must be salaried or self-employed
• A credit score of 750+ with a good credit history
• Minimum monthly income of ₹15000 for non-metro cities and ₹20,000 for metro cities
• Should be employed at the current organization for at least 6/12 months or business tenure of at least 3 years (continuous)

The documents required to apply for a Personal loan:

• Identity & Age Proof
• Filled personal loan application with photograph
• PAN Card
• Residence proof - Passport driving license, Voter ID, post-paid/landline bill, utility bills (electricity/water/gas)
• Bank statements for the last 3 months (preferably your salary account)
• Salary Slips of the last 3 months
• Form 16 or Income Tax Returns of the last 3 years
• If you are self-employed- Last 3 years Income Tax Returns with computation of Income & last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

IndiaLends is a one-stop solution to apply for instant loans. We always provide you with the best services that are hassle-free and quick. For personal loans, we provide you with a comparative analysis of what different banks are offering and assist you in your final decision.

IndiaLends offers 24*7 services for all its customers. You can contact us at any time of the day, and we will try our best to get back to you as soon as possible. We get you the minimum personal loan interest rate loan offers from multiple Banks and NBFCs.

Additional Read: Small Amount Personal Loans: Features and Benefits