A credit score is a numerical synopsis of your credit record that lenders use to predict the likelihood that you will repay any loans made to you.
Credit scores range from 300 (poor) to 850 (excellent) (excellent). Higher Credit Score reflect consistently good credit histories, such as on-time payments, low credit use, and a long credit history. Lower scores indicate that borrowers may be risky investments due to late payments or excessive credit use.
There are no exact cutoffs for… Continue