No one wants to end up with a poor credit score, but of course, life happens – you might miss a few payments in relation to a particular financial obligation you have, or you may have undergone certain financial difficulties many years ago that are still keeping your credit score low now.

Warning: High-interest rates on bad credit loans can lead to significant financial strain if not managed responsibly.

So, if you do have bad credit, does that mean you can wave goodbye to any…