Comment by Olli Fill on August 9, 2021 at 5:33pm

I always thought it was the same thing. Except that the interest rates are different. But now I'm starting to have doubts. Apparently there is a difference. I'll read the answers, too.

Comment by Alexa Paver on August 9, 2021 at 5:57pm

For me, a loan is issued by a bank, while a loan is issued by a private financial institution. I used to use a credit card, but then I closed it and didn't go to the bank for a long time. When I needed a certain amount of money for a short term, the bank refused me and I turned to the online loan service https://paydayplus.net . 5 minutes and the money was on my card. My choice since then is obvious.

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