Companies that provide you with multiple lenders and the financial institutions giving you their quotes know that you are doing comparison-shopping for better Refinance quote holly springs rates and terms. You are under no obligation to go with a certain lender when you receive a quote. Even when you have all the information, it is your choice to go with a certain lender or to stay with your current mortgage lender. In Conclusion, more than ever today, many companies take your privacy very seriously, especially in the prevention of fraud. Instead of hunting for a lender one by one, there are companies dedicated to providing multiple lenders saving you a time-consuming search process. There should never be any cost or obligation to getting the information you need to make better decisions. Lenders will even give the extra effort knowing the competition may take your business possibly giving a better refinance deal than expected.