You may or may not have heard of a QROPS but if you have a UK personal pension, as many ex-pat Brits do, this article may be of some interest to you.

There is much uncertainty surrounding this subject for individuals that are now considered as US tax resident/citizens. Although this short article is by no means comprehensive, it will aim to make clear some of the main points…

At Alexander Beard, we offer a UK based, FCA regulated service to individuals who are to receive pension funds when instructed by a court order. It is quite simple for the order to be made, however the actual facilitation of the request can be very difficult to complete, especially if the beneficiary is non UK resident.

An example of the Cross Border Pension Sharing service…

An acquaintance of mine was a state legislator representing a district within California. When “Then Movie Star” Arnold Schwarzenegger was running for Governor of California, the legislator said to me, “...if Schwarzenegger gets elected, he won't get anything done. We won't let him get anything done.”

His point was, Schwarzenegger was an outsider and an opportunist, with little to no experience in the public sector. His performance in office was ultimately lackluster. To attempt to…

Financial planning is a very personal matter. It is all about answering two key questions:

How would you like your future to look?

Are you on the right track?

We use a variety of approaches to ensure that your individual financial planning requirements are comprehensively met.

Financial Planning

Pensions plans, Individual Savings Accounts, Investment Bonds are all examples of the…

We have offices in the UK, France, Netherlands, Canada, USA, Australia and South Africa.

After a successful career in South African financial services, I have relocated to Utah and recently been appointed as Business Development Manager for the group, specifically focusing upon services to South African Expats both here in the USA and for what you may need back home. A summary of our services is listed…

I am delighted to introduce you to Alexander Beard Group, an international financial services business formed 33 years ago in the UK and now spanning the world, head quartered in Cheshire with additional UK offices in the London and Yorkshire; our international offices are located in France, Netherlands, Canada, USA, Australia and South Africa.

Having successfully served Expats of many nationalities over our history and following the acquisition of Johannesburg based advisory business…

On the 6th April 2016 Her Majesties Revenue & Customs (HMRC) introduced something called QROPS, an acronym for Qualifying Recognised Overseas Pension Schemes and was an approval process whereby HMRC would recognise a pension fund in another country and in appropriate circumstances allow a transfer of a UK qualifying pension scheme to that particular plan.

Since 2016, QROPS rules have changed and developed numerous times and a…

Services to UK Expats in Australia

Setting-up superannuation plans in Australia that satisfy the stringent Qualifying Recognised Overseas Pension (QROPS) requirements, allowing tax efficient and cost-effective transfer of UK pension funds to Australia.

Releasing "stranded assets": including pension funds, endowments and other UK based savings.

Managing the transfer and investment of funds from the UK and…

No matter where in the world you live, as a British expatriate you will need good, reliable and credible cross border emigration & financial planning advice.

For a UK resident, the majority of the time, financial planning is reasonably straightforward and there is a huge array of professionals available who can guide you through your financial planning. However, when moving overseas, a new tax jurisdiction…