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Ankit Verma's Blog (19)

A Beginner’s Guide to Credit Utilization Ratio

A credit utilization ratio is used by credit reporting agencies to calculate a borrower’s credit score. To calculate your credit utilization ratio, divide your debt by the total amount of credit available to you and multiply this number by 100. A credit ratio should not exceed 30% of your overall credit limit. It is necessary to always keep it below 30% for a good credit score. If it exceeds more than 30%, it will affect your credit score.



If your credit utilization is high, your… Continue

Added by Ankit Verma on May 19, 2022 at 6:28am — No Comments

On a 25,000-dollar salary, how much personal loan can I get?

A particular credit is an unstable improvement that people can benefit to change in accordance with different cash related shortcomings, for example, for home up-degree, unrehearsed marriage, undeniable level preparation, clinical costs, home gadgets, or as and when required. A total affirmation free advancement requires no security or underwriter against it.

As shown by another report, how much private advances got has expanded totally over the new years. The awful methodology and…

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Added by Ankit Verma on April 1, 2022 at 8:37am — No Comments

On a 25,000-dollar salary, how much personal loan can I get?

A particular credit is an unstable improvement that people can benefit to change in accordance with different cash related shortcomings, for example, for home up-degree, unrehearsed marriage, undeniable level preparation, clinical costs, home gadgets, or as and when required. A total affirmation free advancement requires no security or underwriter against it.

As shown by another report, how much private advances got has expanded totally over the new years. The awful methodology and…

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Added by Ankit Verma on April 1, 2022 at 8:37am — No Comments

How to acquire rapid cash loans with small loans online?

Speedy money advances are second advances, which are applied through an electronic development application or by picking pre-embraced advance suggestions for existing clients or those clients with a fair FICO examination. Speedy money advances are essentially appreciated in such pandemic times as it goes presumably as a characteristic of help to hold tight when everything around is falling.

Life is unsure, you could dependably require a wide credit total. All things considered,…

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Added by Ankit Verma on March 15, 2022 at 8:31am — No Comments

With a bad credit history, how do you get an emergency personal loan?

Right when an emergency strikes, second assets are required. If the undertaking saves are sufficiently not, it changes into a moving situation to control emergency accounts. An emergency can be anything related with clinical credibility, ludicrous wedding costs, latest a few extended lengths of getting ready expenses, piling up house rent, titanic vehicle breakdown that needs boss fix, etc

Tolerating there ought to emerge an event of low undertaking saves or no hold saves, an…

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Added by Ankit Verma on March 3, 2022 at 6:38am — No Comments

In India, there are 21 best instant personal loan apps ranked by interest rates.

Life becomes unsavory when hit by a financial crunch. Quite a long while previously, starting from 2020 have been trying for certain people on account of the ponderousness in the gig consistency and practical business structure. In the lockdown circumstance, there was work terminating, pay cuts, associations shutting down, and a shortfall of substitute work important entryways. Amidst this tight financial situation, the emergency clinical prerequisites furthermore increase if you or your…

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Added by Ankit Verma on February 21, 2022 at 6:43am — No Comments

What Are the Reasons for the Success of Digital Lending Companies in India?

In the progressing Coronavirus pandemic, when India is getting not exclusively to control the amazing tainting yet notwithstanding defeat cash related unsettling sway. Here development anticipates a principal part in the improvement of the monetary district. It is remained mindful of by electronic driving affiliations that are working really in India, notwithstanding, during the pandemic.

In any case, the gigantic level moving affiliations were giving test to the standard money…

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Added by Ankit Verma on February 12, 2022 at 4:56am — No Comments

If you apply online, 11 applications can help you get a personal loan in less than 24 hours.

Did we while envision getting conventional cash in under 24 hours? Stunning right? The potential gains of best in class improvement were felt in all the business locales, including the cash related business. Monetary foundations and NBFCs in India helped whatever amount as could sensibly be anticipated from the open programming progress to convey off clear second improvement applications so those going toward a deficiency of cash related in the midst of crisis can benefit of second cash in…

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Added by Ankit Verma on February 12, 2022 at 4:07am — No Comments

In 2022, there will be seven new Fintech industry advances.

Fintech or financial movement proposes the joint effort among cash and headway to overhaul business exercises and money related affiliations. Fintech progress is before the traditional money related strategies. It is an emerging and creative industry that uses movement to likewise energize cash related activities. It recommends any business that uses improvement to overhaul or robotize cash related affiliations and cycles.

In the advancing Coronavirus pandemic 2021, the Fintech…

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Added by Ankit Verma on February 7, 2022 at 11:22am — No Comments

Is it better to travel with a loan or a credit card?

Going for recreation is essential on occasion to restore and restart once more. After the pandemic and the 2020 lockdown, individuals simply need to escape for get-aways close or far. Yet, as the monetary cycle additionally impacted numerous families during COVID 19, venturing out to objections abroad looks troublesome. Thus, there are individuals who are attempting to offset their itinerary items with taking individual advances or utilizing their charge cards. Both are simple approaches to…

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Added by Ankit Verma on January 28, 2022 at 7:24am — No Comments

Is it better to travel with a loan or a credit card?

Going for recreation is essential on occasion to restore and restart once more. After the pandemic and the 2020 lockdown, individuals simply need to escape for get-aways close or far. Yet, as the monetary cycle additionally impacted numerous families during COVID 19, venturing out to objections abroad looks troublesome. Thus, there are individuals who are attempting to offset their itinerary items with taking individual advances or utilizing their charge cards. Both are simple approaches to…

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Added by Ankit Verma on January 28, 2022 at 7:24am — No Comments

Instant Cash Loan & Personal Loan App - SimplyCash

Loan Amount: ₹50,000 - ₹1,50,000

Tenure (Repayment Period): Min. 6 months – max. 24 months

Interest Rate: (APR) Maximum rate of interest 25% per year

Processing Fee: 2.5% of loan amount + taxes as applicable

SimplyCash, powered by Hero FinCorp, is an online personal loan app that will help you with an instant personal loan in just 3 simple steps. Get an Instant Cash…

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Added by Ankit Verma on January 27, 2022 at 1:59am — No Comments

Personal Loan App & Instant Cash Loan - SimplyCash

Loan Amount: ₹50,000 - ₹1,50,000

Tenure (Repayment Period): Min. 6 months – max. 24 months

Interest Rate: (APR) Maximum rate of interest 25% per year

Processing Fee: 2.5% of loan amount + taxes as applicable

SimplyCash, powered by Hero FinCorp, is an online personal loan app that will help you with an instant personal loan in just 3 simple steps. Get an Instant Cash…

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Added by Ankit Verma on January 4, 2022 at 11:29pm — No Comments

Not eligible for two-wheeler loans? An instant personal loan is a solution

In today's busy schedule, bikes or two-wheelers tend to be a blessing and have become an essential commodity for youngsters and office goers for fast commuting. Moreover, the congested roads in metro cities have led to the popularity of two-wheelers. They can easily make their path in the congested streets and reach their destination on time without much difficulty.

Many youngsters aspire for a two-wheeler as soon as they start college. Nowadays, two-wheelers are easily available,…

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Added by Ankit Verma on December 23, 2021 at 7:52am — No Comments

How can you get a loan for medicine?

Though the healthcare and life science industry has progressed in the interest of mankind, the cost of medicinal products is on the rise. Whether allopathic, homeopathic, or ayurvedic, the majority of the medicines are priced high, and if these are required on a regular basis as prescribed by the doctor, then it can add to a major chunk of your monthly budget.

As the pandemic has shaken the employment status of various individuals, everyone can't afford expensive medications. But what…

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Added by Ankit Verma on December 6, 2021 at 9:24am — No Comments

What's the most user-friendly small cash loan app in India?

Small cash loan apps have been introduced for the ease of loan availability. If these apps were not user-friendly, the success score of loan apps would have decreased. Fortunately, that’s not the case as small cash loan apps launched in India are quite user-friendly and easily understood even by first-time borrowers.

What makes the small cash loan app a user-friendly product?

1. Easily accessible from a single source of Google Play Store

2. Quick registration with mobile…

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Added by Ankit Verma on November 25, 2021 at 4:46am — No Comments

Best Cash Loan Apps on Google Play Store

Since smartphones became common, the use of apps for various reasons has increased. Whether it is online shopping, banking, paying bills, or gaming, it is one source that we all seek to download multiple apps on Android phones. It is none other than Google Play Store, the huge repository of applications promoting various businesses online.

One of the frequently downloaded apps is instant personal loan apps these days.…

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Added by Ankit Verma on November 10, 2021 at 11:57pm — No Comments

Instant Cash Loans - Eligibility, Mandatory Documents, & How to Apply?

Instant cash loans are the easiest form of personal loans available these days. Even the first-time borrowers feel confident while applying for a personal loan online through instant loan apps. Many see instant cash loans with disbelief as to how a considerable amount of money can be sanctioned in one single day. But, its good to be true! The concept of Instant cash loans actually exists where people in need of urgent/immediate finance can simply apply online through instant cash loan…

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Added by Ankit Verma on October 27, 2021 at 4:29am — No Comments

What are the Top Ways to Get Fast Cash Loans?

In the era where time is money, there is absolutely no waiting even for a personal loan. Lenders with time-consuming loan procedures are often not preferred when the financial need is urgent. It is fast cash loans that prove to be suitable with instant approvals and disbursals the very same day.

Fast cash loans are popularly known as instant personal loans that can be easily applied…

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Added by Ankit Verma on September 27, 2021 at 4:50am — No Comments

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