If you intend to apply for a small business loan, you must prepare thoroughly in order to avoid denial and rejection. is challenging to get a business loan approval in India. Let’s go through a few reasons why small business loans get rejected by financial institutions so that you can prepare well before applying.

● If you are unable to produce all the business-related documents as required by the business loan…

Credit score and credit reports add the two most important types of factors that are checked by every loan provider in India. It is important to improve the chances of getting an affordable loan by getting a good credit score. Credit score and credit report summarise your financial history and credit stability based on which financial institutions take decisions regarding borrowing. If you do not have a good credit score, it becomes very difficult for you to get loan approval. Therefore,…

A credit score is a representation of your financial journey. The score is assigned to every individual based on their loan repayment history and various credit accounts. When you decide to take any kind of loan, you need to prove your creditworthiness. The three-digit credit score is crucial to proving your credit health and financial stability. For loan providers, having a good credit score is very important. If you are trying to get a high-value loan in the future, you will definitely…

Credit scores can now be checked online, instantly, and completely free of charge. It is important to understand that a credit score is very important for a good person's finances. If you are to ensure that you maintain good credit eligibility, you will be able to get the right borrowing experience. How to check credit score? You can check your credit score online and completely free of charge. It will help you deal…

Credit scores can now be checked online, instantly, and completely free of charge. It is important to understand that a credit score is very important for a good person's finances. If you are to ensure that you maintain good credit eligibility, you will be able to get the right borrowing experience. How to check credit score? You can check your credit score online and completely free of charge. It will help you deal…

For a small business to start or to keep operating, you would require an adequate amount of funds. When the business expands or grows, the need for funds is inevitable. Small business enterprises can apply for a business loan with varied financial institutions like banks and NBFCs. Hence, it is essential to use a business loan calculator to estimate your EMIs to check whether the amount of money you are borrowing is an…

Being in business will always require funds. It is more effective for small business owners. It is a great journey towards growth and establishment of an idea. A small business loan helps you to handle all your expenses in the right way and deal with the best expenses. Every small business works to make sure that they are getting a good market cap, and handle the operation in the right way. A business needs a lot of working capital to get started and maintain stability. It needs to grow and…

Good habits make life easy and simple. Similarly, a healthy credit score also comes with good habits. If you want to know why your colleague or your friend has a high credit score, you need to understand the habits that they follow. These credit habits are important to follow so that you can easily determine your credit eligibility. A good credit score check free online is one of the most important factors to consider…

For an Indian, a home is an aspiration and a comfortable den to reside in and be comfortable. It is possibly the best investment and we usually prefer to stick to our own home and not change it very often. However, a home needs a lot of repair and renovation done when it is an old property. The need for renovation is greater when there is a festive season in India. A lot of Indian families try out every possible way to renovate and decorate their homes in a wonderful way. However, a…

A home is a dream come true. It has been a dream for the younger generation to have a good earning. It is more than a construction property and very special for the people living in it. Everyone desires to have their own permanent address, forgetting about rented accommodation. However, a home is not a quick or easy buy as it is a matter of lakhs. One needs to consider years of income in a home. To help make it less stressful, a…

Do you aim for smooth and instant loan approval? If you do, you will need a good credit score. Your loan provider would fetch your credit report using your PAN card number. This will give a complete insight into the ways you have handled your credit health and financial history. A credit score is a prerequisite to get loan approval. It directly affects your loan approval and the total loan cost too.

Here is a…

Getting married will not affect your credit score directly. If you have married a woman with bad old credit, it will not affect your credit score directly. It is true that your marriage has brought you together, but your credit records will be seen separately. This concern is a very true one if you have always been very careful about your credit record and have kept it maintained. However, the truth is her credit score will not affect your score, unless you are not joining it. This means, if…