It could also cover your legal defense costs in the occasion of a conflict. In case you need to momentarily move out of your house due to a covered loss, loss of usage insurance will cover extra housing and living expenses that you sustain. For example, if you have to vacate your home while it is being repaired or restored after a covered accident, loss of use insurance coverage would cover the expense of a hotel or temporary home. Have a look at the complete list of house owners insurance…