Once you're down to a couple of alternatives, it's time to attend to any lingering questions. Sometimes, just talking to an individual will do, so it might be time to call the strategies' client service lines. Compose your questions down ahead of time, and have a pen or computer helpful to record the responses (How much is car insurance per month). Here are some examples of what you might ask: I take a certain medication. How is that covered under this plan? Which drugs for my condition are…