Healthcare insurance is increasingly getting frustrating, expensive, and confusing, and therefore it's natural that new models of care of rising in the market. One of them is the Direct Family Care model.

Patients with or without health insurance are turning towards Direct Family Care. Also known as Direct Primary Care for patients (DPC), it offers basic medical care at affordable costs.

Let's directly look at some of the pros and cons of the Direct Family Care model.

PROS AND CONS

There are many financial risks and potential rewards that one should look into before choosing a Direct Primary Care membership for yourself and your family members.

You can also go through our blog -

How To Choose The Most Suitable Direct Family Care Provider?

to help you choose a reliable Direct Primary Care membership provider.

1# Pro: More time with your healthcare provider

Direct Primary Care physicians O'fallon Mo offer more time for in-person visits and consultations with their patients. They save time spent preparing and filing insurance papers for the hospital records, which is not even needed when it comes to DPC.

Direct Family Care practices usually have fewer patients than other providers who accept insurance. This is another benefit for the patients who can avoid waiting in long queues to get to the doctors.

It also gives every Direct Primary Care provider Ofallon Mo, time to know about the patient's complete condition and study their medical history in detail.

Con: You still need an insurance plan

Most of the Direct Primary Care membership plans cover the basic medical cost. If you require any extra tests, medications, or procedures, every Direct Primary Care Provider Ofallon Mo will demand additional expenses.

Therefore, you will have to spend parallelly on both insurance and DPC plans to save maximum costs and cover unforeseen expenses.

Here comes High Deductible Health Plans (HDHPs) in the scene.

2# Pro: Advance Payment

Traditional health insurance plans do not tell you the exact amount of services beforehand. The patient is informed after deductibles or copays are applied and the amount negotiated. This stays between the provider and the insurance company.

However, in the case of a Direct Primary Care provider Ofallon Mo, you will know the monthly membership costs and a flat fee for the doctor visits.

Con: Memberships are not deductible

There are no deductibles for Direct Primary Care memberships as decided by IRS. DPC is considered a health plan, so the monthly membership cost is unfavorable even when choosing an HDHP.

3# Pro: Convenience

Direct Primary Care Physicians O'fallon Mo allow same-day or next-day visits with long in-person appointments. The patients can also stay connected to the provider 24*7 over call, text, or video chat.

Such options are not part of traditional medical plans.

Con: Additional Bills

Even if you are covered under the DPC plan, you will be billed for services such as hospitalization, stitches, foreign medications, emergency care, and other specialist services.

Only basic health conditions such as flu or viral are taken care of by a typical Direct Primary Care provider Ofallon Mo.

Closing words-

It's advisable to assess all the pros and cons before choosing any health insurance plan and DPC membership for a lifetime.

New Freedom Family Medicine is a Direct Primary Care provider Ofallon Mo. We guide you through the entire process of availing of affordable DPC memberships.

Our providers educate you about our plans' exclusions, restrictions, and limitations (if any).

For expert guidance on Direct Family Care, contact us!