Scientific performs in the concepts of finances and credit, according to the specification of the study object, are known to be many-sided and many-leveled. and The meaning of totality of the economical relations formed in the process of development, circulation and usage of finances, as money resources is commonly spread. For example, in "the typical idea of finances" you can find two descriptions of finances: and Finances reflect inexpensive relations, formation of the resources of money options, along the way of distribution and redistribution.

Of national bills based on the distribution and usage" ;.This meaning is provided fairly to the problems of Capitalism, when cash-commodity relations get common character; and Finances represent the forming of centralized offer decentralized income places, inexpensive relations somewhat with the circulation and usage, which offer for pleasure of the state functions and obligations and also provision of the conditions of the widened further production" ;.This meaning is produced without featuring the environment of their action. Loan application

We share partially such description of finances and think expedient to create some specification. and First, finances over come the bounds of distribution and redistribution support of the national money, although it is a basic basis of finances. Also, development and usage of the depreciation finance which is the part of financial domain, belongs never to the distribution and redistribution of the national money (of newly formed price during a year), but to the circulation of presently created value. and That latest first seems to be a.

Element of value of major commercial funds, later it is transferred to the cost value of a prepared product (that is to the value too) and following its realization, and it is collection the despair fund. Their source is taken into account in advance as a depression kind in the consistence of the ready services and products cost price. and 2nd, main goal of finances is a lot broader then "happiness of their state features and obligations and provision of situations for the increased further production" ;.Finances occur on their state level and also on the produces and branches.