Although the roof is an important component of your home, very few home warranty providers cover roofs in their plans. Choosing the right company can save you from major hassles and expenses in the long run.
Before you purchase a home warranty, it is always smart to check what exactly the plan would cover. After all, you wouldn’t want to regret on realizing that your home warranty doesn’t cover something important. One of the common queries that homeowners have while buying a home warranty is “does home warranty cover roof?”. Well, this is a tricky topic as every home warranty provider has different policies.
Does home warranty cover the roof?
Home warranty plans vary significantly in terms of coverage, with each plan covering specified systems and appliances. While some of these are common among most plans, the rest are optional. The coverage that you would enjoy depends on the package you purchase.
Most home warranty providers do not cover roof repairs, particularly due to how expensive these repairs can get. Hence, you would have to carefully check out different warranty providers and their plans to find a suitable one with roof coverage.
How much would it cost you to get your roof warrantied?
You might be worrying that a home warranty plan with roof coverage would be too expensive. Well, while it may get costly, the rates do really vary from one provider to another. Here is how you can get home warranty roof coverage without overspending unnecessarily:
• Check out the other appliances and systems covered by a plan to make sure that it is worth your money. A plan that offers coverages you do not need or doesn’t include other necessary aspects of your home would not be ideal.
• Compare the prices of home warranty plans to find a company that does not overcharge their customers unfairly. It would also help you find the best deal in terms of value. However, do not base your decision entirely on the costs and ignore factors like a company’s reliability.
• Some of the top home warranty providers also offer free roof coverage with their plans. These deals are the best, as roof coverages are relatively costlier and you would be saving money by getting the coverage for free.
By exploring your options, you can find out a pocket-friendly home warranty plan that covers your roof.
Why do you need a home warranty roof coverage?
You might be wondering why a home warranty with roof coverage is necessary at all. Well, you cannot afford to forget that your roof is highly prone to damage. Exposure to weather elements can cause roofs to crack and leak, eventually leading to more severe damage. Roof damage can prove to be extremely troublesome, which implies that you would need to have it fixed quickly.
Now roof repairs can get quite expensive. Having a warranty that covers your roof would save you a significant amount of money. This would also enable you to get the roof repaired fast, by preventing delays that could occur due to a lack of funds.
Do you need a home warranty with roof coverage if your roof already has a warranty?
In case you built a new roof recently, there are chances that it might come with a warranty already. In such situations, you might feel that a home warranty covering roof repairs is unnecessary. However, do remember that:
• Roof warranties typically cover only defective shingles or other roofing materials
• Proving that your roof has defective shingles can be difficult in the first place
• These warranties tend to be valid for only a year or two
Hence, there are high chances that your roof warranty would not be adequate. It would be wise to get your roof covered with a comprehensive home warranty plan from a reliable company near you.