First of all, you should be aware of the fact that there is no specific FICO score required in the case of VA mortgage loans; however, some of the mortgage lenders do follow particular requirements.
Having a decent FICO score could turn out to be positive point for anybody looking for VA home loan. However, there are

https://www.clearlending.com/en/loan-programs/va-loan-program. But there are some concerns, such as what precisely is a decent FICO score? Is there any minimum FICO score requirement in VA home loan? In the case of VA financing, potential borrowers don't need to have flaw-free credit reports and top FICO score to qualify. The VA home loan program intends to cater the maximum number of military personnel with a straightforward and accessible home loan. In this case, you don’t need to stress over in case your FICO score isn’t too good. You possibly will find

https://www.clearlending.com/en/ (in case you intend to buy a home in Texas). On the other hand, VA home loan program is designed to help you improve your FICO score. Are There Minimum FICO Scores in The Case of VA Home Loans? There are some mortgage lenders who do utilize score standards. Individuals having low FICO score as compared to those mortgage lenders’ standard generally can't qualify for VA financing. In this case, the minimum standards will differ from lender to lender; however, many approved mortgage lenders, which include VUH home loans, are searching for a minimum FICO score of 620. The Role of VA in the VA Home Loan Process
In this case, the Department of Veterans Affairs acts a guarantor and secures each loan in case there should arise an occurrence of default, however, you should be clear regarding the fact that the VA does not issue loans, and the agency does not implement any minimum FICO score requirements.
VA Loan Requirements as Compared to Others
There is a range in which FICO scores fall, which is 300-850. FICO no longer announces the median nationwide score; however, according to the date of April 2016, the national average score was 699. Taking that into consideration, 620 is equitably borrower-friendly. It's not really a simple score to acquire, yet it's unquestionably a pleasing standard at the time of estimating against other loan alternatives.