Mutual funds India provides an investment vehicle managed by AMCs that pool investments from a variety of investors and in turn, invest it in a broad number of asset classes such as stock, bond, commodity and equities etc. The percentage of an investor’s fund ownership is decided by the number of units purchased by him. The more units are purchased, the larger is the proportion of the fund ownership by an investor.

The fund is managed by professional fund managers adhering to the objectives laid out in the fund prospectus. The investment gain/losses are shared collectively by the investors in proportion to their ownership of the fund.

Mutual funds India come with a variety of benefits for investors, a few being - expert management, tax benefits, power of compounding, diversification, etc. One can go for online mutual fund investing within a few clicks.

Broadly, there are three types of mutual funds – equity, debt and hybrid funds. Equity funds are meant for long term investments (5+years). On the other hand, debt mutual funds would be for short term and long term, both – from a few days to many years. Hybrid funds invest both in debt and equity and can be for short or long term depending upon the fund category. One should choose funds based on financial goals and risk taking appetite and invest through online mutual fund.

Lumpsum Calculator

An investor can undertake their MF Investments two ways - SIP or Lumpsum. Lumpsum or one time investment is when the entire investible amount is invested in the chosen fund for a given period of time. Post this, the amount is allowed to go through the market fluctuations and stay invested to finally yield a corpus at the end of the desired tenure.

In order to make lumpsum investing decisions faster and simpler, one can use online devices such as the mutual fund lumpsum calculator. In this tool, once you enter how much you would like to invest in a fund and over what period of time, it tells you the expected amount in your corpus, thus helping in more informed decision making. Let us understand this with a simple example:-

Suppose, you invest an amount of Rs 2 Lakhs in a chosen online mutual fund for 15 years. If the rate of return is assumed to be 12% p.a., your expected corpus in the future would be Rs. 10,94,714. This calculation was done in seconds using the mutual fund lumpsum calculator online.

Now suppose, if an investor has a certain goal in mind that they wish to achieve through mutual fund investing, they can use the lumpsum target calculator. This is a tool that will tell you how much to invest currently in order to reach a goal after a time frame. Suppose, you wish to build an corpus of Rs 50 Lakhs after 30 years, for your retirement, then, you should invest Rs. 1,67,00 as lumpsum investment now assuming 12% annual returns. The choice of fund, of course, depends on the risk capacity of the investor. Thus, this is a type of mutual fund lumpsum calculator that can help simplifying your investments.

https://www.miraeassetmf.co.in/calculators/lumpsum-calculator