A Personal Injury Claim is made when on feels that s/he was hurt or injured because of someone else’s actions. This is usually claimed to the victim’s insurance company and then they can help the injured to gain compensation from the injurer.

Generally, you can file a Personal Injury Claim if you or your partner has been injured due to any type of accident in the following circumstances:

1. You have been injured within the last three years.
2. You suffered financially as well as physically as a result of the injury.
3. Someone else caused the injury entirely or partially.

Personal injury can cover a wide range of injuries and can mean different to different organizations and individuals. However, there are many cases where an individual can claim a personal injury such as medical negligence, fatal or life altering injuries, accidents at work or study institutions, road accidents along with others.

If you are ever injured and you believe that it was caused because of someone else’s actions, you are eligible to claim for a personal injury.

But how does a Personal Injury Claim work?

Well, the process is simple and common in most of the organizations and includes 5 easy steps as listed below:

1. Assessment

This step requires for you to reach out to your insurance company and let them assess your situation as if it is eligible for a Personal Injury Claim. They are responsible for taking the procedure further for you.

2. Consultation

This would require a in depth study of the facts and assessment of the situation at hand to verify how the accident or injury has affected you personally. This will include collection and documentation of evidences and proofs to back your saying.

3. Submission

The insurance company will kickstart the work by submitting all the necessary information and detail to back your accident and conduct deliberations to bring you justice.

4. Negotiation

This step is to provide the opponent party to present their stance and negotiate the terms for future hearing over the case. If they are unable to reach an agreement or the other party denies liability, the personal injury claim may be heard in court.

5. Finalization

This being the last stage involves finalizing the terms of agreement between the injured and the injurer. Your claim is resolved - either by negotiation or, in a limited number of circumstances, through litigation. If you succeed, you will receive the personal injury compensation you are entitled to.

The bottom line being, there must be a clear and convincing proof that proves beyond a reasonable doubt that the other party's negligence caused your damage, either entirely or partially. Shared carelessness occurs when both you and the other party share blame. Your personal injury lawyer's role is to prepare a thorough claim that ensures you receive the full amount of compensation you are entitled to.