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Posted by QKSEO on September 20, 2024 at 5:19am 0 Comments

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Posted by batacase on September 20, 2024 at 5:05am 0 Comments

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Posted by dnna mayugh on September 20, 2024 at 5:05am 0 Comments

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Navigating Family Law in Point Cook: Why Local Expertise Matters

Posted by Kate Felicity on September 20, 2024 at 5:00am 0 Comments

When it comes to navigating family law matters, having a local expert who understands the intricacies of the legal landscape can make all the difference. In Point Cook, family lawyers provide invaluable services to residents facing a range of legal issues, from divorce and child custody to property settlements and more. Here's why choosing a local Point Cook family lawyer is a wise decision.



Understanding the Local Context



Family law can be complex and emotionally charged,… Continue

Advantages of Being a Women Home Buyer in India

According to an Anarock survey, it is the women who are taking the lead over the men when it comes to buying a new property, especially in apartments in Bangalore and other such urban centres. As per the survey, 20% of the polled women were looking at properties in Bangalore apart from other regions like Mumbai and NCR. This is not surprising as a fifth of the home-buying population in the country are women and this number is expected to grow in the coming years. Factors like education and work drive women to different parts of the country away from their hometowns. And they see property investment as a way for long-term stability.

The Benefits
Being a woman home buyer in this country has its own set of advantages. Women are generally perceived to be better customers by lenders as they tend to be timely in their repayments. Due to this, there has been a wave of women-centric loans which offer lowered interest rates to woman purchasing a property. The difference usually varies from 0.25 to 0.5% when compared to regular home loan products. The result can be seen in women evincing interest in properties in Bangalore, Hyderabad, and Delhi, etc. Additionally, women are eligible for a tax deduction of up to Rs 2 lakh on the interest paid on home loans. Also, in certain states, the stamp duty is 1-2% lower for women.

To further provide incentives to women home buyers, the governments’ flagship PMAY Scheme has some interesting benefits. Under the scheme, if a woman were to hold the ownership of the house, the maximum subsidy that she can avail of is up to Rs 2.67 lakhs. The icing is you would get the preferential allotment of houses over your male counterparts. Also, as per the scheme’s guidelines, the government has made it necessary for a family to register the property on the name of at least one woman family member. The process is much easier when it comes to processing the applications of women.

Now that you know the benefits, also make sure to do your homework before you go house hunting. Whether you are looking for a residential apartment in Bangalore or anywhere else, it is a must that you do thorough research on the lenders to see who fits your needs the best. Once you are done with your research, visit your lender’s branch to get a better idea of what you are seeking. And finally, make sure that your CIBIL score is well maintained. The next step is the most important one which is seeking a good builder. Ensure that your builder is of sound reputation. There are reputed builders like Mahendra Homes who to their credit have constructed top-notch apartments in Bangalore.

To conclude, it is simply not enough for a woman to be physically and mentally secure but she should be financially secure as well to enable her to make a better decision which is why possessing a home is important.

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