Virtual card is a convenient payment instrument which allows you to quickly and safely handle your funds.

Virtual card is a full-fledged way to make payments. You can pay with it at any online shop. There is no need to enter your details every time you want to make a payment, which can jeopardize the privacy of your personal information.

More often than not, this version of our usual plastic counterparts is presented exclusively in digital format. In other words, it has no physical carrier.

The owner only receives the data that they will need to make payments online (payment for goods/services on online resources). If necessary, it can be linked to an electronic wallet and transactions can be made contactless from a mobile device, paying at the cash register of regular retail outlets.
Typically, these versions of the payment instruments are issued as a supplement to the basic ones.

But some financial institutions offer them separately. The internationally popular Visa and MasterCard also support the issuance of this product.

However, the validity period of the medium is considerably shorter when compared to the regular plastic. On average this payment instrument is issued for 2 to 6 months. In rare cases, the time of use increases.

Perhaps when considering what a virtual card like https://askwallet.io/uphold means and how to use this innovation of digital progress, it is important to remember that it contains the same bank details

unique number;

CVV2 code;

fixed period of validity.


Like the plastic versions, the virtual card has a front side that shows confidential information as well as the name of the owner (not always). No pin code is provided for the online card.

A number of financial institutions create actual cards. Upon issuance, the owner receives the familiar plastic, but without the chip, magnet and hologram. Again, there is no PIN code. It is not possible to withdraw money from a virtual card or pay with it at a cash register in an ordinary shop. If you want, you can order one online. However, you will still have to collect the card at a bank branch.