Zelle is a mobile app of the new era to send or transfer money and funds directly to any bank account in the United States of America. You can make a transaction in a few minutes via the recipient’s email address or mobile phone number registered in USA. In short, the sender and recipient should be registered users of Zelle appto move funds.

How does it work?
When you become a registered user of the Zelle app on your mobile, your bank account connected to this app. The sender and receiver of money are required to be registered on Zelle to start a funds transfer. Zelle requires the email address or U.S phone number of the recipient for the transfer of money directly from a bank account in the states.

Zelle Transaction Limits
Various banks and credit unions set their limits to sending money with Zelle app from your personal or business account. For this purpose, please check with your credit union or bank the limits set by them.

Is there any fee to use Zelle ?
Zelle is a free app and does not charge users. Banks and credit unions charge a little amount as a fee when you avail of or use their services. Before starting the funds transfer please check with your carrier in respect of charges against their services.

How to use Zelle
Zelle app is a person-to-person payment service available for bank accounts in the states. You can send or receive money in a short period with a few taps on your smart mobile phone. The following steps are explained to use Zelle app:

Create an account on Zelle app with your email address or mobile phone number based on U.S.
Then, link your bank account or debit card to the app to send and receive money.
In case, if you are sending money to someone for the first time, you will need to enter his email address or mobile phone number of U.S.
Now enter the amount you want to transfer.
A text message or email notification will be sent to the recipient that he or they had been sent money.
The recipient of money or funds can claim the money by clicking on a link sent to him or them via text message or email notification.
He has to enter his bank account information, or he can choose to have the funds automatically deposited into his bank account in U.S.
In case the recipient of the money is already a user of Zelle app, then just enter the name of the recipient and the amount to be transferred.
The recipient of money will get a notification via text message or email that he had been sent money. He can claim the money by clicking on this link. After clicking on the link, funds will be transferred into his U.A bank account.
Zelle app can also be used to make requests of sending money from someone. in this case, enter the required money and choose the option of whether you want money to be deposited into your bank account or held until the person accepts your request.
The person to whom you requested to send money, will get a notification of your request, and he can accept or decline your request. In case of acceptance of your request, the funds will be deposited into your account immediately or you can choose the option to hold the process.
Zelle app is free to use and you can send or receive funds from your smart phone to avoid physical visits to the bank for clearance and deposit of cheques.
Keep in mind before sending money that funds once transferred cannot be reversed.
Is Transaction with Zelle safe?
To make transactions with Zelle app, fair, safe, and protected, keep in mind some rules. Avoid revealing or disclosing personal information of anyone. Avoid fraudulent activities and misleading or incorrect information while using this app. To have a good experience, be fair and honest. It is worth mentioning here that Zelle’s support team is always with you to help you if something goes wrong. The team will answer your question and queries about the Zelle app. Moreover, a fraud prevention team of Zelle monitors all transactions to keep your money safe and secure in all respect.

How to send money with Zelle?
Zelle app is a digital payment service of the new era through which you can send or receive money to or from your friends, family members, and a person or business you trust. As we explained above, the email address or mobile phone number of U.S. is required to transfer funds.

Get started with Zelle:
1. First of all download and install Zelle app on your smartphone. Enter the required information and contacts to your Zelle profile.
2. Now if you want to send money to someone, select the recipient person from your contacts list.
3. Enter the amount in the relevant field you want to send.
4. Now, review and confirm the transaction amount and details for the fair operation.
5. Tap on send the money and you’re done.

Now, the recipient of money will receive a notification via text message and email that the money has been sent to him. He can sign in to collect funds or sign up for the Zelle app, if he had not already registered. After that the money will be deposited directly into his U.S bank account.

How to receive money with Zelle
Zelle app is used to send and receive money in U.S. bank account linked to Zelle. Sending and receiving money is a process in which the recipient receives a text message and email notification. When the sender sends money to the recipient, the recipient receives a notification and accepts or declines the payment by clicking on the link sent to him via email notification. As earlier explained, the recipient should be registered on Zelle app and if he is not then he should sign up with Zelle to get money transferred into his U.S based bank account. Registration is so simple and the process of registration is already explained above as well as follows.

How to set up a Zelle account
To set up or join Zelle, please follow these easy and simple steps:

Download and install the Zelle app on your smartphone.
After installation, open the Zelle app on your smartphone and enter your mobile number registered in U.S.
Enter your username and password to create your account.
Now link your bank account with Zelle.
Now start sending and receiving money with anyone you trust.
What banks offer Zelle?
These U.S banks offer Zelle:
–Bank of America
–Capital One
–Chase
–Citibank
–PNC Bank
–Wells Fargo

The account holders of these banks use Zelle to send and receive money.

Is Zelle safe?
Use Zelle to send money to your trusted person or business. Zelle is secure, fast, and simple to transfer money into any U.S. bank account within a short period.

For your security and to avoid any fraudulent activity, make sure to read and review the privacy policy as well as the terms and conditions of the service provider to send or receive money.

Zelle customer service
You can contact Zelle customer service by sending an email to [email protected], phoning at 844-428-8542, or via the Contact Us form on their website.
For more information and queries about using the Zelle app, visit the FAQ section of their website.


The following topics are also covered by zelleguides to make you aware of the usage of Zelle:

Enrolling in Zelle
Sending money with Zelle
Requesting money with Zelle
Splitting payments with Zelle
Canceling a payment in Zelle
Checking payment status in Zelle