consumers who are having difficulties making their monthly card payments should strongly think about using a Credit Card Debt Relief program to urge back on the proper track. I'm getting to be completely honest with you right from the very get go. I’m not a lover of all the Credit card companies and therefore the way they conduct business. To me it just doesn't make much sense to still pay them for an extended period of your time and with their high interest rates once you can join a program…