Buying a house can be an exciting and stressful experience, whether you’re doing so with cash or with a mortgage loan from the bank. The benefits of buying cash are obvious – you don’t have to worry about finding the money to make your down payment, as you have already done so, or about how you’ll pay off the loan at the end of your term. However, there are also several drawbacks that you should be aware of before deciding to purchase your dream home in this manner.

How you…

• Home-Buyer's Checklist

'Remember, the only thing you can rely on to remain constant is change.' - Heraclitus

Using a Home-Buyer's checklist when going through the house buying process will help ensure that your dream home becomes a reality. The Home Buyers' list serves several functions, not the least of which is to remind you of what you need for purchase and closing. You should have already made an estimate of how much money you'll need in addition to your down payment…

If you’re thinking of investing in commercial real estate, but assume that you need to be worth millions to do so, take heart – you don’t need to be a real estate tycoon to get started in CRE. Triple-net lease (NNN) investments are a great place to start, as they have a lower barrier to entry than most and an equally appealing return on investment.

Commercial Real Estate on a Budget