Using malicious emails, phishing tactics and deceptive websites, criminals are able to snatch up a person's precious data, such as address, social security number, income and bank details.

With their credit card and social security number, hackers can create large debts for a person when shopping on the internet or moving amounts on internet banking. In some cases, these occurrences can be resolved with the bank, however, this is not guaranteed, since most banks are very methodical when reimbursing a customer for unproven purchases or transactions.

If criminals have the card password, the customer will hardly be able to prove to the bank that the transaction was not authorized, which can turn into a huge loss.

In addition to the financial issue, we must not forget the “social” impact. Theft of passwords and logins for emails, social networks and file storage systems (such as Google Drive, OneDrive and iCloud) can be devastating to a person's image.

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A few years ago, thousands of intimate photos of celebrities were exposed after an attack on Apple's server, at the same time, thousands of Sony-Playstations customers had their card data exposed. These two examples demonstrate how the misappropriation of personal data can cause immense damage.

It is worth mentioning that the data obtained will not always be used for cyber crimes. In possession of information such as address, names of children / relatives, criminals can carry out scams of false kidnapping and practice extortion.